Personal Banker Authoriser

Position Personal Banker Authoriser – Retail Branch Banking
Work Location Across India
Date Posted Monday, April 20, 2009

Responsibilities

* Responsible for overall sales targets and providing customer service. Accountable for the smooth functioning of Front office / PB desks.
* Disseminate Product information.
* Branch Merchandising.
* Supervise & Monitor Personal Banker desks and contract sales staff.
* Lobby management.
* Authorise PB transactions.
* Review Daily Accounts Opened, report and update SS cards with account number.
* Monitoring all Dummy accounts.
* Monitor and follow up on all Complaints.
* Branch administration.
* Generate business, cross sell and monitor cross sales of Personal Bankers.
* Responsible for acquisition through direct sales to walk-in as well as referrals from walk-in customers.
* Deepening of relationship with existing customers who walk-in, through cross sell of all products and services.
* Enhancing the value of existing accounts
* Retention of existing portfolio
* Corporate salaries processing



Requirements

* Graduate/PG/MBA with relevant work experience
* Sales / Marketing skills
* Team Management Skills
* Interpersonal & Influential skills
* Ability to work under pressure
* Knowledge of Banking Operations

Personal finance

Questions in personal finance revolve around

* How much money will be needed by an individual (or by a family), and when?
* Where will this money come from, and how?
* How can people protect themselves against unforeseen personal events, as well as those in the external economy?
* How can family assets best be transferred across generations (bequests and inheritance)?
* How does tax policy (tax subsidies or penalties) affect personal financial decisions?
* How does credit affect an individual's financial standing?
* How can one plan for a secure financial future in an environment of economic instability?

Personal financial decisions may involve paying for education, financing durable goods such as real estate and cars, buying insurance, e.g. health and property insurance, investing and saving for retirement.

Personal financial decisions may also involve paying for a loan, or debt obligations.